Matthew 25:16-18 says, "The man who had received five bags of gold went at once and put his money to work and gained five bags more. So also, the one with two bags of gold gained two more. But the man who had received one bag went off, dug a hole in the ground and hid his master’s money".
The parables of the talents in Mathew 25 and Luke 19) tell us a lot about what debt CAN do for us on the positive side. But, we also know too well that debt can sabotage your life today as well as you future. While credit can multiply results when this powerful tool is used effectively it's not God's plan that we gamble with it to try to make a quick financial fix to accumulate more money. How and where does credit fit into God's plan when he says in Deuteronomy 15:6 and again in Deuteronomy 28:11-12, "You shall lend to many nations, but you shall not borrow"? Where do you start if you currently have non-productive debt?